QUESTION
For a student loan, is it legal for a creditor to call a neighbor?
Asked on Feb 06th, 2013 on Bankruptcy - Michigan
3 ANSWERS
Chapter 13 Bankruptcy Attorney serving Winston-Salem, NC
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Love and Dillenbeck Law
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Creditors are allowed to contact known friends and family to get your contact info, not to collect the debt or tell them you owe a debt.
Answered on Feb 07th, 2013 at 2:04 PM
Complex Litigation Attorney serving Costa Mesa, CA
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Thomas Vogele & Associates, APC
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Generally speaking a creditor may contact a third person such as a neighbor in an attempt to locate you. However, they may not discuss the specifics of their claim with a neighbor as you describe. If the creditor has been unable to locate you to contact you about the debt, they may use reasonable means to ascertain your location.
Answered on Feb 06th, 2013 at 11:04 PM
Appellate Attorney serving Grosse Pointe Farms, MI
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Musilli Brennan Associates, PLLC
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Yes, I suspect they are attempting to locate you.
Answered on Feb 06th, 2013 at 8:36 PM