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Is it true that if no payment has been made on your home for five years, and you have not been foreclosed upon, that the bank must sign the home over to you?
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Nope. What you are describing is a statute of limitations issue, that is very complicated and many many judges will give mortgage lenders all kind of breaks and second chances. If you have such an issue, yo should contemplate hiring a lawyer to help you.
Answered on Dec 30th, 2013 at 4:28 PM