Hello~ If I am planning on going Bankrupt on Sept 16, is it better for me to pay off $6,000 or keep on paying (2012, Nissan Sentra, Nav, sunroof etc.

It's probably better to keep paying on the vehicle after you file your bankruptcy case, but you need to make this decision after a comprehensive consultation with a bankruptcy attorney since there are many different factors that could affect it.  For example, paying it off prior to filing removes any issues with having to reaffirm the debt to the vehicle's creditor, but may create more equity than you can protect with applicable exemptions.  Exemptions are "protections" for value you have in certain assets such that they are "exempt" from collections.  Every state has different exemptions amounts available. Exemption laws are based on the state where you resided for the 2 years prior to filing your bankruptcy case or, if you lived in more than 1 state during that period, in the state where you resided for the greater part of the 180 days prior to that 2 year period. That's just one example that could arise.  As I said, you need to consult with a bankruptcy attorney in your area for more specifics. Mark J. Markus, Attorney at LawCertified Bankruptcy Law Specialist--State Bar of California Board of Legal SpecializationHandling exclusively bankruptcy law cases in California since 1991.http://www.bklaw.com/bankruptcy blog: http://www.bklaw.com/bankruptcy-blog/Follow Me on Twitter:  @bklawr