QUESTION
How can I file chapter 7 without waiting for 8 years?
Asked on Dec 15th, 2012 on Bankruptcy - Colorado
More details to this question:
I filed a chapter 7, 4 years ago well I need to do this again but cannot have to wait 8 years but I know I can do a 13 and I ready need to know.
13 ANSWERS
You are only eligible for a Chapter 13 at this time, you cannot file Chapter 7.
Answered on Dec 20th, 2012 at 12:02 AM
Chapter 7 Bankruptcy Attorney serving Milwaukee, WI
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Law Offices of Deborah A. Stencel
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You have to wait 8 years. Your only bankruptcy option is to file a Chapter 13.
Answered on Dec 18th, 2012 at 7:00 AM
Chapter 13 Bankruptcy Attorney serving Winston-Salem, NC
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Love and Dillenbeck Law
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There is no way, you need to do a Chapter 13 if it helps you. If you file a 7, it will be completed without a discharge automatically and will be a waste of your money and time.
Answered on Dec 18th, 2012 at 6:39 AM
Criminal Defense Attorney serving Calabasas, CA
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Law Office of Bernal P. Ojeda
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You can't period.
Answered on Dec 18th, 2012 at 5:44 AM
Bankruptcy Attorney serving Alpena, MI
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Carl C. Silver Attorney at Law
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You can't do it.
Answered on Dec 18th, 2012 at 5:41 AM
Appellate Attorney serving Grosse Pointe Farms, MI
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Musilli Brennan Associates, PLLC
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It is impossible to answer the question on the information provided. You should talk to your bankruptcy practitioner quickly as possible.
Answered on Dec 18th, 2012 at 5:39 AM
You can file, but you will not be eligible to have your debts discharged, so to attempting a Chapter 7 less than 8 years after your previous Chapter 7 is sort of pointless.
Answered on Dec 18th, 2012 at 4:10 AM
Deborah F. Bowinski
Unfortunately you will not be eligible for another chapter 7 discharge until 8 full years have passed from the filing date of your prior chapter 7 case. As you seem to know, you CAN file a chapter 13 and obtain a discharge four years after the prior chapter 7 case. Good luck.
Answered on Dec 18th, 2012 at 3:53 AM
Bankruptcy Attorney serving Phoenix, AZ
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Law Office of D. L. Drain, P.A.
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You must wait 8 years after filing a chapter 7 in order to file another chapter 7. Please understand that filing for bankruptcy is a very complicated process. It is wise to talk to an experienced bankruptcy attorney before deciding to take this important step. Most Arizona bankruptcy attorneys offer a free consultation about the basics of bankruptcy.
Answered on Dec 18th, 2012 at 3:52 AM
Bankruptcy Law Business Attorney serving Asheville, NC
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Pitts, Hay & Hugenschmidt, PA
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There are no exceptions. You have to wait 8 years.
Answered on Dec 17th, 2012 at 2:56 PM
Bankruptcy Attorney serving Walnut Creek, CA
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Alan E. Ramos Law Offices
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You will have to file a Chapter 13.
Answered on Dec 17th, 2012 at 2:55 PM
Divorce & Separation Attorney serving St. George, UT
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RBW Esquire, LLC / Weekes Law
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You must file a chapter 13 within the 8-year period.
Answered on Dec 17th, 2012 at 2:55 PM
Daniel James Wilson
If you received a discharge in the previous Ch 7 you cannot file another Ch 7 until 8 years from date of filing. You can file a Ch 13 four years after a previous Ch. 7, from date of filing.
Answered on Dec 17th, 2012 at 2:55 PM