The company I had my 2nd mortgage with has a lien on my property which The Associates but Citifinancial took that company over and has no records of my account. I filed for a Chapter 13 in 2000 and as far as I knew this account was settled.
If I were you I would call a title company and ask them what to do. The lien( Deed of Trust) would have to be reconveyed by the beneficiary, or you might have to bring a quiet title action to clear title. A title company might have an easier method.
Given that you filed for bankruptcy it is best to talk to your bankruptcy attorney. It is possible that your attorney used the chapter 13 to lien strip the second mortgage. I hope this helps.
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