If you are unable to work with the Treasurer's office to make payments on the taxes, then you may need to consider a Chapter 13 bankruptcy. The Chapter 13 would put you in a repayment plan for the taxes over 5 years and prevent the foreclosure while allowing you to keep your house. You would also need to stay current on the taxes that come due while in the plan. You would need income to show the Court that you can afford the repayment plan so you may need to wait for your disability claim to come through. In the meantime, stay in communication with the Treasurer so they know the situation and hopefully they will hold off on the foreclosure but they don't legally have to
Answered on Apr 30th, 2013 at 10:41 AM