You should have received a complaint and summons. The plaintiff would ask for a default judgment if you did not file an answer. Consider talking to a very good bankruptcy attorney to see if that can help deal with your financial issues (I assume there is more than this one credit card). Please understand that bankruptcy is a very complicated process. It is wise to talk to an experienced bankruptcy attorney before deciding to take this important step.
Answered on Mar 25th, 2013 at 3:55 PM