QUESTION

How can I stop a wage garnishment

Asked on Aug 22nd, 2022 on Bankruptcy - Illinois
More details to this question:
Wages are being garnished from a debt from 2009
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1 ANSWER

As you did not provide your home County, we an only state that we are aware of 3 ways to stop a garishment, namely: 1.   Via payment in full (or an agreed negotiated lesser amount). 2.  Appearance in the suit asserting the funds are protected by statute from garnishment.  There are limits to the amounts that can be taken and their source, which may be exempted.  This is a matter to discuss with a knowledgeable attorney. 3.  A Bankruptcy.  Either a Chapter 7 (traditional Bankruptcy) or a Chapter 13 (Wage earner's repayment plan) can be used.  It is also possible for a Subchapter V B or a Chapter 11 filing.  The differences can be explained by an attorney.  Depending on your County, the specific District for any filing will be set.  For example, although our office is in Will County, our coverage federally is LaSalle, Grundy, Kendall, and Will Counties.
Answered on Aug 23rd, 2022 at 8:25 AM

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