QUESTION
How do I file bankruptcy and how much will it cost?
Asked on Jul 31st, 2013 on Bankruptcy - Idaho
More details to this question:
I want to file bankruptcy but I'm at a total loss on how to get things started. I have $18,000 worth of debt and a monthly income of about $800-$900. Do not own a home or vehicle.
5 ANSWERS
Bankruptcy Attorney serving Florissant, MO
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Law Offices of Thomas Corcoran Phipps
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You will need to fill out all of the schedules and take a pre-filing consumer credit counseling course. You will pay $306 filing fee, the cost of the pre and post-filing course, around $50 and the attorney fee. Attorney fees can range fro $700 to $1,500.
Answered on Aug 09th, 2013 at 5:55 PM
An easy way to start is by consulting with a local bankruptcy attorney. Or as an alternative, take the pre-bankruptcy credit counseling class.
Answered on Jul 31st, 2013 at 8:28 PM
Bankruptcy Law Attorney serving Livingston, NJ
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Law Office of Stuart M. Nachbar, P.C.
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Based on what you wrote, you would qualify for a Chapter 7. Seek outa Bankruptcy attorney or file on your own. Recommend using counsel in your area. Make sure you get your Credit Counseling done, and take all your bills, your last 6 months of pay stubs and last three years tax returns to a qualified bankruptcy attorney.
Answered on Jul 31st, 2013 at 11:40 AM
General Law Attorney serving Cherry Hill, NJ
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Mark S. Cherry, Attorney at Law, PC
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The costs range from attorney to attorney. Price is only one factor in attorney selection. You may be eligible for free legal services. Check with the bar association in your County.
Answered on Jul 31st, 2013 at 11:37 AM
General Practice Attorney serving Coeur d'Alene, ID
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Michael B. McFarland, PA
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Unless you are familiar with the process, you should arrange a consultation with an experienced bankruptcy attorney for assistance. The initial meeting is usually for a nominal fee (or in some cases, free), and you can get your questions answered in a face-to-face setting. Given your limited income and lack of assets, you may already be "judgment proof", which means there is nothing creditors can take from you, even if you don't file. The cost can vary considerably, depending on your location and the law firm; so you may want to shop around; but you should start by arranging for a no-obligation consultation before deciding.
Answered on Jul 31st, 2013 at 11:36 AM