How do I find out who owns my mortgage?

Surprisingly and unfortunately it is not always a quick/simple answer as to who owns your mortgage due to the numerous financial institutions and servicers that can be involved at any given time during the course of your loan (sometimes with seemingly overlapping or possibly even duplicative ownership/involvement). That is also because even when you believe you may have found the name on a particular document or search inquiry, it could have still been subsequently transferred since then. That being said, here are a few options: 1. many mortgages are registered with a system called MERS (Mortgage Electronic Registration System). You can try looking it up here where you may be able to find out not only the servicer but the owner, though it has been said that sometimes this system only has the original information: http://www.mersinc.org/information-for-homeowners/my-mortgage-info 2. many mortgages are owned by Freddie Mac or Fannie Mae.