You have to get an attorney to assist you. The biggest problem with pro se litigants is that "you don't know, what you don't know." Going to trial against the bank without an attorney is like bringing a knife to a gun fight. The bank will prevail. Even if you have a factual defense, do you know how to present it? Authenticating documents, laying predicates for evidence and offering evidence into trial is tricky even for attorneys. Attempting to defend your case without an attorney is unwise.
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