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Chapter 7 was filed over ten years ago and the bank never came to pick up the jeep. The jeep still in my possession but i dont have the title. how can i go about getting the title back
9 ANSWERS
It appears that you had opted to surrender the jeep at the time of filing bankruptcy which meant that you had given up possession. The vehicle technically belongs to the bank who has legitimate ownership and title. You have the option to negotiate with the bank in exchange for the title.
Answered on Jul 19th, 2012 at 9:38 PM
Glen Edward Ashman
Unless you pay the lien off, you don't get title. The bankruptcy didn't erase the lien.
Answered on Jul 19th, 2012 at 3:15 PM
Burton J. Green
It is not likely that after 10 years the bank wants your jeep. Try writing a letter to the bank requesting it to send you the title reflecting that its lien is satisfied. If the bank ignores you try requesting a new title from your state's motor vehicle department.
Answered on Jul 19th, 2012 at 3:15 PM
Criminal Defense Attorney serving Deltona, FL
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R. Jason de Groot, P.A.
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The first thing to do is contact the bank. If that does not work, see if you can apply at DMV for another title. The bank may well have lost it.
Answered on Jul 19th, 2012 at 3:14 PM
Criminal Law Attorney serving Fremont, CA
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Steven J. Alpers, A Professional Corporation
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First I would contact the bank and ask for the title. They may want copies of your bankruptcy papers.
Answered on Jul 19th, 2012 at 3:11 PM
The title still belongs to the bank. The fact that they "never" came to pick up the vehicle just means that you had the use of it without paying for it for the last 10 years.
Answered on Jul 19th, 2012 at 2:18 PM
William C. Gosnell
You must pay the loan off to get the title. I assume that you did not reaffirm but they chose to not repossess. Their lien is still valid.
Answered on Jul 19th, 2012 at 2:14 PM
Criminal Defense Attorney serving Calabasas, CA
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Law Office of Bernal P. Ojeda
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The bank would still own it but maybe they just dont care. Contact them first. After 10 years it may be they just give you the car.
Answered on Jul 19th, 2012 at 2:02 PM
Immigration Attorney serving Arlington, TX
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Law Office of Pho Ethan Tran, PLLC
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You will need to contact the lender to have them release the lien on the title. You can get the lender's information from the department of motor vehicles or wherever you normally register your vehicle.
Answered on Jul 19th, 2012 at 1:59 PM