It depends on what your ultimate goal is, do you want to pay the bill, or do you want to avoid the alleged bill eleven years ago. Without knowing what you would like to accomplish here are a few ideas: (1) If the Hospital has not sought a judgment for the debt in a court of law within a time-period, the Hospital cannot legally collect on that debt, (2) The best way to deal with a debt is to negotiate, creditors rather would see some money rather than no money, this option depends on your solvency, do you even have money to pay the bill, (3) As an Indian and visitor to the U.S.A you particularly have more leverage against the Hospital, such as, it is harder for a creditor to collect against a non-resident of the country where the debt was incurred and against a person who has laws specifically addressing the treatment of a class of persons (Indian). As such you enjoy more protection because of U.S.A laws enacted to protect Indians for the atrocities committed against them in former years. Finally (4) it seems that the hospital has assigned the burden to collect the debt to another company, thus the appropriate entity to contact is the company assigned to collect on the debt. I have seen a lot of success in negotiating with such companies. Most creditors love debtors that desire to pay some portion of their bills.
Answered on Sep 10th, 2012 at 1:36 PM