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I have about $60000 in debt that I need to get off my back.
16 ANSWERS
The first step in bankruptcy is to gather all the required information. You need information about your expenses, liabilities and your assets. Then you need to determine which type of bankruptcy you need to file. The best way to do this is to talk to an attorney about your specific situation. They can best assess your needs and what you wish to accomplish from the bankruptcy and guide you through the process.
Answered on Nov 05th, 2012 at 9:08 PM
Please call me for a free consultation. I am a certified specialist in bankruptcy law.
Answered on Nov 02nd, 2012 at 3:02 PM
I would suggest that you begin by contacting a local bankruptcy attorney and chose one based on the online reviews. You will be able to start the process with mandatory pre-bankruptcy credit counseling and many attorneys have a preferred provider they can send you to. At my office, we pay for the cost of this class so that you can see for yourself whether bankruptcy is right for you before committing to filing.
Answered on Nov 02nd, 2012 at 3:01 PM
Bankruptcy Attorney serving Livonia, MI
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Charles J. Schneider, P.C.
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Hire an attorney. It worth the $60,000 you owe to make sure it is done right.
Answered on Nov 02nd, 2012 at 3:00 PM
Daniel James Wilson
Interview a few bankruptcy attorneys and hire one you like.
Answered on Nov 02nd, 2012 at 2:58 PM
Bankruptcy Attorney serving Hampton, VA
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Haven Law Group, P.C.
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Your first step is to set a free consultation with a bankruptcy attorney. They will guide you through the whole process. You will need to gather up paystubs, taxes, list of assets and a few other items. You also will need to take a credit counseling class.
Answered on Nov 02nd, 2012 at 2:58 PM
Business Litigation Attorney serving Orange, CA
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Law Offices of Frank Granato
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$60,000. May or may not be enough to consider filing bankruptcy. Your schedules and set of exemptions will need to be looked at. In addition, you need to consider whether a Chapter 7 or 13 is more appropriate.
Answered on Nov 02nd, 2012 at 2:56 PM
Appellate Attorney serving Grosse Pointe Farms, MI
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Musilli Brennan Associates, PLLC
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You should speak with a bankruptcy attorney and, with them, plan you best path.
Answered on Nov 02nd, 2012 at 2:54 PM
Chapter 7 Bankruptcy Attorney serving Appleton, WI
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Sisson & Kachinsky Law Offices
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U first need to hire an attorney that u trust and that does bankruptcy work. This is the type of law that I work heavily in.
Answered on Nov 02nd, 2012 at 2:53 PM
Criminal Defense Attorney serving Deltona, FL
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R. Jason de Groot, P.A.
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Hire an attorney. A chapter 7 will cost around 1500, and could get you totally out of the unsecured debt if you qualify. If you do not qualify for ch 7, then you will have to file a ch 13 and pay a percentage of what you owe. The fee for a ch 7 is much higher. But you really do need an attorney for either type. On Thu, Nov 1, 2012 at 9:39 PM, Question From LawQA wrote: > ANSWER A QUESTION T
Answered on Nov 02nd, 2012 at 2:51 PM
Bankruptcy Law Attorney serving Livingston, NJ
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Law Office of Stuart M. Nachbar, P.C.
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You first should consult with a bankruptcy lawyer. You will need last 6 months paystubs, last three years of taxes, and your bills. Check the us trustee website for median household income in your county (so you know if you are looking at a 7 or a 13) and do your credit counseling. After that, piece of cake.
Answered on Nov 02nd, 2012 at 2:51 PM
Construction Litigation Attorney serving Mission Viejo, CA
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Law Office of Christian F. Paul
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To get a real answer, you should make an appointment to speak with a bankruptcy attorneymany offer a half-hour free consultationand get his or her evaluation. Take your last two tax returns, last two pay stubs, latest statements or invoices for all your debts, car registration, house deed, and a recent free credit report, along with a list of your usual monthly expenses (food, rent or mortgage, car payment, etc.). These things will allow the attorney to quickly size up your situation and advise you whether you can be helped by bankruptcy, how much it will cost, etc.? And it's okay to visit more than one attorney to make sure you get the full scoop. You are entitled to file pro se, meaning for your own self, but you will save yourself a lot of headaches and frustration by hiring an attorney. Some charge only a few hundred dollars, some a few thousandusually the simpler the case, the less the cost. You will probably have to pay the price before the petition will be filed, so don't be bashful about asking the attorneys what they will charge you.
Answered on Nov 02nd, 2012 at 2:50 PM
Bankruptcy Law Business Attorney serving Asheville, NC
Partner at
Pitts, Hay & Hugenschmidt, PA
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The simplest thing to do is make an appointment with a Bankruptcy lawyer. Most do not charge for the initial consultation.
Answered on Nov 02nd, 2012 at 2:48 PM
Bankruptcy Attorney serving Phoenix, AZ
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Law Office of D. L. Drain, P.A.
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Bankruptcy is a very complicated process. It is wise to talk to an experienced bankruptcy attorney before deciding to take this important step. Most Arizona bankruptcy attorneys offer a free consultation about the basics of bankruptcy.
Answered on Nov 02nd, 2012 at 2:48 PM
The easiest way is to contact an attorney who focuses his practice on bankruptcy and let him guide you.
Answered on Nov 02nd, 2012 at 2:00 AM
Bankruptcy Attorney serving Myrtle Beach, SC
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Law Office of Margaret L. Evans, PC
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Question: How do I proceed with bankruptcy? Question Detail: I have about $60000 in debt that I need to get off my back. *- you need to run through the MEANS TEST and see if you qualify for a Chapter 7; if not, AND you have enough disposable monthly income to support a confirmable plan, then you may have to file a Chapter 13; best way to determine which chapter best suits you is to consult with a bankruptcy attorney; there may be other reasons to file a Chapter 13 besides income, but only full disclosure of the facts to your lawyer will help you determine which chapter will benefit you most
Answered on Nov 02nd, 2012 at 2:00 AM