QUESTION

How does a Chapter 13 case closing without discharge affect me?

Asked on Oct 13th, 2020 on Bankruptcy - North Carolina
More details to this question:
I recently completed my Chapter 13 plan including all payments and credit course. After having a court hearing, the judge stated that I cannot receive a discharge due to a previous Chapter 7 discharge within 4 yrs if filing Chapter 13. The judge and the Trustee agreed to close my case as satisfied.
Report Abuse

1 ANSWER

Bankruptcy Law Attorney serving Greensboro, NC at Hill Evans Jordan & Beatty, PLLC
Update Your Profile
Something doesn't seem right about your post so you should really consult with a local bankruptcy attorney.  Many bankruptcy attorneys offer free or reduced rate consultations.  Or, if you hired an attorney for your Ch13 case, you should ask them the significance of any language used at a hearing.  The entire goal of a bankruptcy case is to get a discharge, even in a Chapter 13 case as debtors often don't pay their debts in full.  If you didn't in fact get a disccharge, then you are still liable to pay any remaining amounts on those debts.  The significance of any previously filed cases should have been discussed earlier by the Trustee and the Judge.  This aspect of your post seems strange.  Closing your case as satisfied without a discharge sounds very odd.  
Answered on Oct 15th, 2020 at 8:04 AM

Report Abuse

Ask a Lawyer

Consumers can use this platform to pose legal questions to real lawyers and receive free insights.

Participating legal professionals get the opportunity to speak directly with people who may need their services, as well as enhance their standing in the Lawyers.com community.

0 out of 150 characters