QUESTION
How long before I can file for bankruptcy again?
Asked on Apr 10th, 2015 on Bankruptcy - Illinois
More details to this question:
I have filed for chapter 7 before. How much time must I allow before I can potentially file for bankruptcy again?
14 ANSWERS
Deborah F. Bowinski
Eight years must pass after the filing date of your first bankruptcy case before you are permitted to file another chapter 7 bankruptcy. You are eligible to file a chapter 13 case four years after the filing date of the first one.
Answered on Apr 13th, 2015 at 1:16 PM
Bankruptcy Attorney serving Madison, WI
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Richard B. Jacobson & Associates, LLC
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Under current law you must wait eight year is from the filing of the first case to the filing of the second case, if you got a discharge in the first case. If you want to file under Chapter 13, you can do so after four years.
Answered on Apr 13th, 2015 at 1:16 PM
2 Awards
You may file chapter 7 ever 8 years. You may file a chapter 13 2 years after filing a 7.
Answered on Apr 13th, 2015 at 1:13 PM
Bankruptcy Chapter 7 Attorney serving Fort Collins, CO
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The Salas Law Firm LLC
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8 years from filing if a discharge was issued.
Answered on Apr 13th, 2015 at 1:11 PM
Appellate Attorney serving Grosse Pointe Farms, MI
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Musilli Brennan Associates, PLLC
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Normally 10 years from discharge.
Answered on Apr 13th, 2015 at 1:10 PM
Bankruptcy Attorney serving Buford, GA
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Kenneth A. Parker, PC
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8 years from the date your last Chapter 7 case was filed if you are planning on filing another Chapter 7 case.
Answered on Apr 13th, 2015 at 1:00 PM
Commercial & Bankruptcy Law Attorney serving Powell, OH
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Ronald K. Nims
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You must wait 8 years after the filing date of the previous Chapter 7 to file another Chapter 7.
Answered on Apr 13th, 2015 at 1:00 PM
You will have to wait 8 years from the day you first FILED chapter 7 to file chapter 7 again and be eligible for a discharge. If not enough time has passed, you could file Chapter 13 and buy yourself some protection against creditor actions for up to 5 years and you could do this right away. Of course, you will need to demonstrate that you have enough money left in your budget to make some kind of payment on your debt under a Chapter 13 plan.
Answered on Apr 13th, 2015 at 12:44 PM
Real Estate Attorney serving Florence, KY
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Linda S. Novakov & Associates, PLLC
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If you received your first discharge under a Chapter 7, you cannot receive a second discharge in any Chapter 7 case that is filed within eight years from the date that the first case was filed.
Answered on Apr 13th, 2015 at 12:40 PM
You can file a chapter 13 (repayment plan) 4 years after your previous Chapter 7 filing date. You have to wait 8 years after the previous filing date to file another chapter 7.
Answered on Apr 13th, 2015 at 3:41 AM
In New York every eight years for a chapter 7.
Answered on Apr 10th, 2015 at 5:30 PM
bankruptcy Attorney serving Paul, ID
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Paul N. J. Ross Law, PLLC
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8 years if you want a discharge of your debts in another Chapter 7, 4 years if you want a discharge in a Chapter 13.
Answered on Apr 10th, 2015 at 5:28 PM
Debt Settlement Attorney serving Chicago, IL
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Law Offices of Daniel J. Winter
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8 years from the FILING date; you should check with an attorney on the exact dates of your case.
Answered on Apr 10th, 2015 at 5:27 PM