QUESTION
How many times can you file for bankruptcy?
Asked on Aug 18th, 2015 on Bankruptcy - Illinois
More details to this question:
Is there a limit on how many times you can file bankruptcy? If you filed jointly 7 years ago can you file again?
7 ANSWERS
Derek W. Freeman
There is no limit to the number of times you can file bankruptcy. However, if you file again shortly after getting a discharge in a bankruptcy, you will not be entitled to receive another discharge. The waiting period for a chapter 7 is 8 years, so in your case you cannot file a chapter 7 and expect to receive a discharge, if your previous case was also a chapter 7 and you received a discharge in that case. The waiting period is different for a chapter 13.
Answered on Aug 19th, 2015 at 3:13 PM
The only limit to the number of times you can file bankruptcy is the length of your life and the type of bankruptcy you file. If you previously filed a Chapter 7, you must wait 8 years to file another chapter 7. You can always file a Chapter 13 case, assuming you qualify, but you would have to file at least 4 years after your previous Chapter 7 case if you want to discharge your debts in a subsequent Chapter 13.
Answered on Aug 18th, 2015 at 2:53 PM
Every 8 years in NY for a CH 7.
Answered on Aug 18th, 2015 at 2:25 PM
Commercial & Bankruptcy Law Attorney serving Powell, OH
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Ronald K. Nims
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Chapter 7 bankruptcies must wait 8 years before you can file again. It's as short as two years if you've filed other chapters.
Answered on Aug 18th, 2015 at 1:55 PM
Appellate Attorney serving Grosse Pointe Farms, MI
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Musilli Brennan Associates, PLLC
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There are definitely limitations in the number of times that an individual can file for bankruptcy protection. I would suggest that you confer with a bankruptcy attorney to determine whether or not you have any options to potentially seek another discharge.
Answered on Aug 18th, 2015 at 1:46 PM
Bankruptcy Attorney serving Alpena, MI
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Carl C. Silver Attorney at Law
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Every 8 years for a chapter 7.
Answered on Aug 18th, 2015 at 1:44 PM
Debt Settlement Attorney serving Chicago, IL
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Law Offices of Daniel J. Winter
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You can file chapter 7 bankruptcy 8 years after the filing date of the last one. Chapter 13 (consolidation) has different rules. Call a bankruptcy lawyer to discuss your options.
Answered on Aug 18th, 2015 at 1:32 PM