how much does it cost to file for bankrutcy

Here are the basic rates for Bankruptcy in Massachusetts, rememeber legal fees are generally higher in some states and lower in others, but filing fees never chnage. Chaper 7 filing fee = $306.00 Chapter 7 legal fees = $1,500.00 Chapter 13 filing fee = $281.00 Chapter 13 legal fees = $3,500.00   You will also have to take two courses (online, over phone or in person) Credit Counseling & Finacial Management = $10.00 - $25.00 per course.   Generally Chapter 7 Bankruptcy fees must all be paid for before you file. Chapter 13 Bankruptcy usually has 1/2 to 2/3 of fees upfront and the remainder can be paid off in the plan. I have responded to your inquiry according to the laws of Massachusetts, where my firm is located. Laws can vary significantly from state to state and cases tend to be rather fact-specific, so you are best served by consulting with a knowledgeable attorney in weighing your options. Email messages/Online Correspondence are akin to conversations and do not reflect the level of analysis applied to formal legal opinions. Email/Online responses do not form an attorney-client relationship.    Joseph F. Botelho, Esq. BOTELHO LAW GROUP Attorneys At Law http://fallriverbankruptcyattorney.com/ 901 Eastern Ave.  Unit 2 Fall River, MA 02723  Office:  888-269-0688 FAX:    877-475-8147