How much would filing chapter 7 cost?

How much depends upon the complexity of the case, i.e. the issues or potential problems that the attorney sees when he looks at the case. On top of that are the filing fees and other costs. The courts have ruled that if you have not paid the attorney before the case is filed, the obligation is discharged. There are some esoteric exceptions to that but generally any lawyer who has been practicing bankruptcy requires all fees to be paid before filing.

Legal fees for a consumer bankruptcy can start at $1,200 plus costs (court filing fee, and credit report fee, if applicable). Most attorneys will not file the bankruptcy unless everything is paid in full. Otherwise, any monies owed the attorney on the date of filing are discharged in the bankruptcy filing. Most attorneys will give you a few months to pay all fees and costs associated with your bankruptcy.

Seriously, if you look at bankruptcy only based on the cost, and go with the cheapest price you can find, you may get a lot less than you pay for. Or, if you have to ask about the cost, you probably do not have enough debt to make bankruptcy a good option. If you are not eligible for bankruptcy under the GOOD FAITH test, because the total amount of your debt is too small, any fee is too much. The court filing fees are $335 in addition to the legal fee an attorney will charge/ There are also costs which include taking 2 classes and usually the cost of a DUE DILIGENCE credit report. So what will you get with the cheap legal fee? A stack of paperwork for you to fill out with little or no assistance from anyone with acceptable qualifications who can answer your questions. A clerical employee called a paralegal to prepare your paperwork, who may have experience, but no expertise in planning for best results or looking for potential problems. An attorney who perhaps you have never seen before and who may have just gotten your file acting on your behalf during a scary proceeding at the courthouse. If you pay a more experienced and professional attorney, you may find having someone who actually works with you from start to finish, sees problems and fixes them before your case is filed, and knows you better than your Mother when you go to the Courthouse.

There is no single answer. Lawyers' fees vary depending upon the complexity of the case, the experience of the lawyer, and the general rates charged in the community. Bankruptcy courts charge a filing fee for Ch. 7 cases of $335.00. In this area (Western District of Wisconsin), in ypical Ch. 7 case. lawyers often ask for an advance payment ('retainer') of $2,000,00, But there is a lot of variety. Good Luck.

The cost of a Chapter 7 depends on where you live and how complex your case is. Usually, it ranges between $1,500 and $2,500. You have to pay before you file because all debts, including court costs and legal fees are wiped out the day that you file.