HOW SOON WILL A BANKRUPTCY BE DISMISSED IF SCHEDULE'S ARE NOT FILED

That depends on the local rules of the court in your jurisdiction as well as how quickly the clerk's office notices and processes the dismissal.  In the Central District of California you have 14 days from the petition filing date to file all the required missing documents and schedules.  If you do not, your case will be dismissed at some point thereafter.  It could happen the next day, or it could happen a week from then.  I would go ahead and try to file the documents and hope the case didn't get dismissed.  If your case was dismissed, there are ramifications for future filed cases, including a reduction in time you get protection of the automatic stay. Best thing to do of course would be to hire an experienced bankruptcy attorney to represent you. Good luck!