How will bankruptcy affect my home and my partner?

If all the debts are under your name, you reaffirm the home mortgage and your mortgage is up to date at the time of your filing, your bankruptcy will not effect your partner. But since you both live together and share bills, your partners income will effect your filing, as it must be included, but the bankruptcy will not affect your partner. You should contact an attorney specializing in Bankruptcy. I have responded to your inquiry according to the laws of Massachusetts, where I practice. Laws can vary significantly from state to state and cases tend to be rather fact-specific, so you are best served by consulting with a knowledgeable attorney in weighing your options.Email messages are akin to conversations and do not reflect the level of analysis applied to formal legal opinions. Email responses do not form an attorney-client relationship. In the event that you would like to enter into an attorney-client relationship with me, please call 888-269-0688 to make an appointment. Joseph F. Botelho, Esq. BOTELHO & ASSOCIATES, LLCAttorneys At Law (Specializing in Bankruptcy & Personal Injury Law)http://massachusettslawyeronline.com/ 126 Shove Street Unit 202 Fall River, MA 02724 Office: 888-269-0688Cell: 508-801-6747FAX: 877-475-8147