In these cases my lower office would file a federal complaint with HUD (U.S. Department of Housing and Urban Development). We can file these complaints in any state in the country, due to the fact that they are federal in nature. There is a simple free questionnaire to evaluate if the loan was in fact predatory in nature and violating federal law. There are other methods to fight such cases, depending on your state law. In Massachusetts we also can fight if the mortgage was securitized in a pooling trust. There are many different ways of fighting foreclosure, but many of them vary from state to state.
I have responded to your inquiry according to the laws of Massachusetts, where my firm is located. Laws can vary significantly from state to state and cases tend to be rather fact-specific, so you are best served by consulting with a knowledgeable attorney in weighing your options.
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Joseph F. Botelho, Esq. BOTELHO LAW GROUP Attorneys At Law http://fallriverbankruptcyattorney.com/ 901 Eastern Ave. Unit 2 Fall River, MA 02723 Office: 888-269-0688 FAX: 877-475-8147
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Answered on Jun 24th, 2014 at 6:34 AM