QUESTION
I am confused. If I pay the $4400 off by April 22, why would I have a judgement against me and what is going to happen on my original court date?
Asked on Mar 20th, 2013 on Bankruptcy - California
More details to this question:
I have a debt with FIA card services in the amount of $6129. I was served paper work on March 9th. A summons to appear in court in May. I called the law office on the paper work and they told me that they would accept $4400 as a settlement and that if I paid it by the end of this week (March 22), they would I NOT have a judgement against me. I told her that I could come up with $2200 by the end of the week but that I need 30 days to come up with the other half (April 22). She said that would be okay but there would still be a judgement against me. At that point the debt would be taken care of. Also, I asked her to send me something in writing stating what we discussed and she said she could send me something after I made the payments. I do not want to screw myself any further and really need some help. Also, I read something about sending a response to the court within 20-30 days. What should it say and who should I send it to? Thank you!
3 ANSWERS
Consumer Attorney serving Seattle, WA
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Lynn Arends Law Group PLLC
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Good Morning, It sounds like you have been served with a Summons and Complaint. Although you can Answer or put in a Notice of Appearance as a pro se defendant, I strongly recommend that you have a Washington state licensed attorney represent you and settle this on your behalf.
Answered on Mar 22nd, 2013 at 2:27 PM
Debt Collection Attorney serving Chicago, IL
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Edelman, Combs, Latturner & Goodwin, LLC
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If you have a court date in a pending lawsuit, you must appear. Do not listen to anyone who tells you not to appear unless they are wearing a judge's robe or hand you a court order cancelling the date. If you do not appear, you will have a judgment entered against you.
Answered on Mar 22nd, 2013 at 2:21 PM
Your question is confusing. It sounds like the coming court date is for a judgment debtor examination. This is based on your having a judgment against you already. There is no way you could have any other hearing in May after being served in March o this year.
Answered on Mar 22nd, 2013 at 2:20 PM