Please understand that bankruptcy is a very complicated process. It is wise to talk to an experienced bankruptcy attorney before deciding to take this important step.
Unless you have previously filed bankruptcy in the past 8 years, you probably can, but it might not be a good idea or even necessary. The devil is always in the details so meet with an experienced bankruptcy attorney in your community.
Yes, you're a good candidate for bankruptcy. You should get an attorney though, to look at your whole situation and determine what the best course of action is.
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