QUESTION
I am in foreclosure and want to save my house. How should I procede?
Asked on Jun 04th, 2024 on Foreclosures - Pennsylvania
More details to this question:
I am facing foreclosure. I do not have the full amount needed to catch up, but am willing to do what is needed to save my house. I have severe anxiety, and my husband had a stroke, and then was diagnosed with Iyme disease last year. His hours were reduced, and we got behind. We are in a situation now where we are able to make payments, and pay extra to pay off the house.
1 ANSWER
Bankruptcy Attorney serving Collegeville, PA
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Nahrgang & Associates, P.C.
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While I am unsure if a foreclosure complaint has been filed, or you have merely received pre foreclosure notices, you have several options:
defend any foreclosure complaint to avoid a default judgment
pursue a loan modification which may result in the loan payments being reduced and the arrears being deferred or forgiven in whole or in part
a chapter 13 bankruptcy which affords you up to 60 months to repay the arrears on a monthly basis.
I trust this answers your questions but do not hesitate to call or email me on a free initial basis.
Matthew R. Nahrgang, Esquire
35 Evansburg Road, Ste 400
Collegeville, PA 19426
610 489-3041 o
610 489-3042 fax
mnahrgang@verizon.net
nahrganglaw.com
Answered on Jun 04th, 2024 at 1:54 PM