I am on SSI disability, I was able to work a little but I now cannot work at all due to my health I cannot pay my bill and don't have money for a lawy

You should have a consultation with a bankruptcy attorney in your area.  Most attorneys offer free initial consultations and they can at least go over your situation with you and give you some idea of your options.  There is nowhere near enough information in your post to advise you, but assuming you don't have any non-exempt assets, you may not even need to file bankruptcy since you may be judgment-proof. Mark Markus has been practicing exclusively bankruptcy law in California since 1991.  He is a Certified Specialist in Bankruptcy Law by the State Bar of California Board of Legal Specialization,  AV-Rated by martindale.com, and A+ rated by the Better Business Bureau.