I filed a Chap 13 but after waiting for the courts for more than a year, and paying all my rpayments on time, I decided to pull out

Unless the court issues a "bar" (prohibition) on refiling for 180 days, you can refile a new Chapter 13 case at any time after your prior case is dismissed.   Pursuant to 11 U.S.C. 109(g), the court will likely not issue such a Bar unless you abused the bankruptcy rules somehow OR you dismissed the case after a creditor filed a Motion for Relief From the Automatic Stay. Mark Markus has been practicing exclusively bankruptcy law in California since 1991.  He is a Certified Specialist in Bankruptcy Law by the State Bar of California Board of Legal Specialization,  AV-Rated by martindale.com, and A+ rated by the Better Business Bureau.