If you filed your bankruptcy case after October 15, 2005, you may be operating on a bad legal premise. Section 11 U.S.C. 523(a)(8)(A)(i) and (ii) was expanded to include any "educational benefit." Unpaid tuition, even unpaid dorm fees, would be considered a "benefit" and is therefore not Dischargeable in Chapter 7. Regarding the transcripts, the most litigated issue is not whether the transcripts are your property or not (they are probably not), but whether a refusal to release them constitutes a collection activity that violates 11 U.S.C. 362(a). Some judges have held that since you are no longer in bankruptcy, there is no Stay in effect if the underlying debt was not discharged (and it probably wasn't). In short, you could be into a lot of time, legal research, and legal pleadings required to obtain your transcripts- google it- you probably will find hundreds of cases on this very issue which have been decided in a number of contradictory results. All depends on which judge you would draw and/or how much of a jerk your prior college wants to be in treating its own students who they are supposed to be assisting.
Answered on May 10th, 2012 at 12:25 PM