Once a foreclosure is completed, bankruptcy won't help you unless the foreclosure was illegal by taking place after the bankruptcy was filed and without bankruptcy court permission. Since it appears that four years have elapsed since this foreclosure has taken place (as you say the foreclosure went through back in 2008), it may be far too late for you to do anything. You cannot short sale a property that is no longer yours and you haven't provided enough details to show me one way or another whether this foreclosure was illegal or not. In any event, what damages did you sustain? If the property had equity, you might have sued back in 2008. Why bring this issue up 4 years down the road?
Answered on Oct 19th, 2012 at 11:31 PM