I filed bk last month and did not include my car. if I turn my car over to the people that have the lien,can they come after me for the balance ?

First of all, when you say you did not "include" your car, I don't know what you mean.  Failure to list assets and debts are grounds for denial of your discharge, as well as possible criminal prosecution.  So I really hope that's not what you meant.  If it is, you should amend your schedules immediately. That having been said, as long as you didn't enter into a reaffirmation agreement with your vehicle's creditor and you receive a discharge in your case, then you will not owe anything further if you give your car back. The above also assumes this was a Chapter 7 case, although you didn't provide that information.  Chapter 7 and 11 would be somewhat different. Mark J. Markus, Attorney at Law Handling exclusively bankruptcy law cases in California since 1991. http://www.bklaw.com/ bankruptcy blog: http://bklaw.com/bankruptcy-blog/ Follow Me on Twitter:  @bklawr