QUESTION
I FILLED BANKRUPCY 2.5 YEARS AGO AND THE HOUSE WAS INCLUDED. NOW THE MORTGAGE COMPANY WANTS TO WORK WITH ME OR FILE NOW FOR FORECLOSURE I HAVE SINCE
Asked on Oct 11th, 2011 on Bankruptcy - Florida
More details to this question:
CREDIT CAN I GIVE THEM THE HOUSE WITHOUT KILLING MY CREDIT ALL OVER AGAIN? IS IT MY FAULT THEY WAITED 2.5 YEARS TO TAK THE HOME.
1 ANSWER
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Your bankruptcy attorney should have had you release the house to the bank during your bankruptcy. You are not responsible for the debt, but the foreclosure may show on your credit report. If you don't want to work with the bank to keep the house, your best bet would be a short sale or deed in leu.
Answered on Nov 15th, 2011 at 1:26 PM