I finished a BK and have the final discharge papers.

Nope.  The way to determine which debts were discharged is to ask your attorney.   My article on how to determine debts discharged in bankruptcy may also be of assistance to you. There are many exceptions to discharge and it is impossible for the court to determine which of your debts fall into which category, which have met certain criteria for discharge, etc.  Some debts require you to take affirmative action to determine their dischargeability (such as student loans).  Others are never dischargeable (such as taxes for tax years within 3 years of the bankruptcy filing, or for which a return has not been filed), and others are dischargeable without anything having to be done. Mark Markus has been practicing exclusively bankruptcy law in California since 1991.  He is a Certified Specialist in Bankruptcy Law by the State Bar of California Board of Legal Specialization,  AV-Rated by martindale.com, and A+ rated by the Better Business Bureau.