I have a personal loan for private student loans. typically student loans do not qualify would it be different bc they are private?

presently there is no difference in dischargeability for student loans if they are private vs. public.  There are, however, differences outside of bankruptcy for what can be done, such as graduated payment options, etc.  Chapter 13 is also a good way to get an affordable payment plan on your student loans even though it will not discharge them. Mark Markus has been practicing exclusively bankruptcy law in California since 1991.  He is a Certified Specialist in Bankruptcy Law by the State Bar of California Board of Legal Specialization,  AV-Rated by martindale.com, and A+ rated by the Better Business Bureau.