3k. After that I have another one for another 9k ALL FROM THE CREDIT UNION. I am trying to be faithful with continuing to pay but it really is becoming a huge burden. Should I file for bankruptcy??
No one can tell you whether to file. However, 12,000 is not a lot of debt. You might want to approach the credit union and work out a settlement that will not cost marshal fees or legal fees. If you have more debt, bankruptcy is an option.
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