i have done chapter 7 bankruptcy 4 years ago i am still living in my home. if i choose to give back the home am i legally responsible for the house.

It depends on whether you have signed a reaffirmation agreement or not. You need to contact your bankruptcy lawyer and they can let you know whether you signed a reaffirmation agreement. If you reaffirmed the debt then you are still fully responsible. Generally, if you did not sign a reaffirmation agreement then you are not responsible for the debt. Again, be sure to check with your attorney. Terry Duncan Duncan Law, PLLC4801 E. Independence Blvd.Suite 1100Charlotte, NC 28212(704) 563-1224  Charlotte Bankruptcy Attorney