I have hospital bills, and student loans can i take a chapter 7 Bankruptcy?

You certainly have the option to file for Chapter 7 Bankruptcy protection, assuming you meet the financial qualifications necessary to file.  However, student loans are very difficult to receive a discharge from.  Very few cases meet the "hardship" requirement necessary to discharge a student loan debt.  Medical debt, though, is an unsecured debt and maybe discharged in a Chapter 7 Bankruptcy. It would be wise to contact a local bankruptcy attorney to discuss whether bankruptcy is an appropriate option for your current financial situation.  Most bankruptcy attorneys offer a free initial consultation to determine if bankruptcy is appropriate, so it maybe in your best interest to contact a local attorney. This is not intended to be legal advice, and is general in its nature. No attorney-client relationship exists or is formed by this information. Furthermore, this does not represent the views or opinions of LexisNexis or its affiliated companies.