QUESTION
I just found out that a lien is being placed against my property, but I dont own any property.
Asked on Jan 10th, 2012 on Bankruptcy - Tennessee
More details to this question:
I lost my job and it took me almost two years to get a job and so i got behind on credit card payments. I finally secured a job and am paying back a little at a time. I then get a letter from a lawyer wanting my business and it states that a lien has been placed against my property, but I dont own any property. I dont have a house or land. I purchased a car about five months ago since I had to travel for my job, but since ive only made three payments on it, I dont really own it for another six years. How can I lien be placed on my property if I dont have any. Any help would be appreciated.
1 ANSWER
Personal Injury Attorney serving Fall River, MA
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A lien can't be placed on something you don't have. Furthermore, a lien is placed by the court, not a lawyer; you most likely got a threatening letter used to scare you. If you have filed Chapter 7 Bankruptcy, then this debt should have been discharged.
I have responded to your inquiry according to the laws of Massachusetts, where I practice. Laws can vary significantly from state to state and cases tend to be rather fact-specific, so you are best served by consulting with a knowledgeable attorney in weighing your options.
Email messages/Online Correspondence are akin to conversations and do not reflect the level of analysis applied to formal legal opinions. Email/Online responses do not form an attorney-client relationship.
Joseph F. Botelho, Esq.
BOTELHO & ASSOCIATES, LLCAttorneys At Law www.massachusettslawyeronline.com
126 Shove Street Unit 202 Fall River, MA 02724
Office: 888-269-0688Cell: 508-801-6747FAX: 877-475-8147
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Answered on Jan 11th, 2012 at 2:04 PM