I just went through a divorce when can I file a chapter 7?

Question

Susan Taylor · Answer

You can file chapter 7 bankruptcy whenever you want; your spouse's income did not matter as soon as you could make a declaration of separate households. Even when married, you had the option of filing singly (but if you were living  together, your spouse's income would have counted as to means testing, as well  as toward current & projected income & budget considerations).

Dorothy Bunce · Answer

Whenever it is in your best interest to do so, provided you qualify.  Your recent divorce should not be something that prevents you from filing bankruptcy.  However, the terms of your divorce may limit the debt you are able to discharge in a Chapter 7.  Why not schedule an appointment with a local bankruptcy attorney now?

Bahram Madaen · Answer

You can file it when you want it. There is no connection between the divorce and bankruptcy. Also, I charge only $975 for bankruptcy including the courses and credit report. Let me know.

David Benson · Answer

You can file bankruptcy at any time. But specific timing issues should be fleshed out with a qualified bankruptcy attorney.

Willie Stephen Graves · Answer

Unless there's some other reason why not, you can file immediately.

Cary Smalley · Answer

You can file at any time. However, I suggest you consult your divorce decree and property settlement agreement to ensure that there is no penalty for filing bankruptcy, such as having to assume half of your ex-spouse's debt.

David McAndrew · Answer

Filing for Chapter 7 is not predicated on the entry of divorce.  You can file anytime, before or after the judgment of is entered.

Candice Ragsdale-Pollock · Answer

In reply, you file for a Chapter 7 immediately.

John Brennan · Answer

They are independent actions. You what you need, after seeking counsel.

Giovanni Orantes · Answer

If you already got a divorce decree, the rulings in the divorce are something to which you will have to adjust your bankruptcy filing, not something you can alter anymore to improve your situation.  You should consult counsel right away to figure out for what chapter you qualify or, if you are aiming to file a Chapter 7 case, whether you qualify now.  The best approach is to sit down with an expert and figure out your options whether or not you pull the trigger right away or later.   Until you do that, you won't know if you qualify or whether there is something you can do to qualify, etc.

Kenneth Love · Answer

There is no waiting period after divorce...you can file now.

Jeffrey Cook · Answer

You can file at any time.

Richard Jacobson · Answer

Today if you like.  Although most bankruptcies are better for you if you'd filed jointly while you we're still married.  Domestic support obligations are not dischargeable in bankruptcy.

Stephen Whalen · Answer

Whenever you wish.

Katharine Granger · Answer

You can file for bankruptcy now that the divorce is final. You should meet   with an attorney to make sure you meet the qualifications for Chapter 7 and   that you are not in danger of losing any assets.

Stuart Nachbar · Answer

In NJ;  there is no prevention by virtue of filing for divorced to prevent you from filing.  This does not take into account any stipulations in the judgement of divorce.

Kenneth Parker · Answer

You can file now. Here is a list of items you will need to get you started: 1. Your paycheck stubs or other proof of income from July 2012 through the present 2. You tax returns for the tax years of 2010, 2011 and 2012, but you do not have  to wait until you file your 2012 return to file. 3. A complete list of creditors.

Diane Drain · Answer

It depends on several things: where you live, the status of the divorce, the status of property settlement; the status of alimony and child support, your non-exempt assets, transfers you made in last 2 years, etc.  Please understand that filing for bankruptcy is a very complicated process.  It is wise to talk to an experienced bankruptcy attorney before deciding to take this important step.  Most Arizona bankruptcy attorneys offer a free consultation about the basics of bankruptcy.

Myron Tucker · Answer

You can file a Chapter 7 at any time.  You will need to prepare and file a means test to determine if the presumption of abuse arises.  Assuming it does not, you could proceed with a Chapter 7.

Edward C. Hay · Answer

Yes. In fact this may be the best time to file.

Peter Mullison · Answer

As long as all property and support issues have been settled in your divorce, you can file bankruptcy any time.

Loren Zahn · Answer

You don't have to wait any period of time. If you qualify, you can file right away.

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I just went through a divorce when can I file a chapter 7?

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