You need to speak with a local consumer rights attorney. There are various federal, local, and state consumer protection statutes that may protect your rights and a local consumer rights attorney will be able to determine which laws apply.
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Well, bankruptcy is one option to examine. You should have a consultation with a qualified bankruptcy lawyer in your area who can help you assess your alternatives. There's a lot that needs to be examined, including your income, expenses, assets and other debts.
Mark Markus has been practicing exclusively bankruptcy law in California since 1991. He is a Certified Specialist in Bankruptcy Law by the State Bar of California Board of Legal Specialization, AV-Rated by martindale.com, and A+ rated by the Better Business Bureau.
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