Pay the bill or return the merchandise. You cannot keep the collateral of a secured debt, such as: car, home or rented furniture. If you purchased the furniture with a credit card, then you could keep the furniture, as it's an unsecured debt. But with rented furniture, you don't own the furniture, you are renting and have no rights once you stop making payments.
I have responded to your inquiry according to the laws of Massachusetts, where my firm is located. Laws can vary significantly from state to state and cases tend to be rather fact-specific, so you are best served by consulting with a knowledgeable attorney in weighing your options.
Email messages/Online Correspondence are akin to conversations and do not reflect the level of analysis applied to formal legal opinions. Email/Online responses do not form an attorney-client relationship.
Joseph F. Botelho, Esq. BOTELHO LAW GROUP Attorneys At Law http://fallriverbankruptcyattorney.com/ 901 Eastern Ave. Unit 2 Fall River, MA 02723 Office: 888-269-0688 FAX: 877-475-8147
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Answered on Oct 22nd, 2014 at 8:57 AM