I want to file bankruptcy But can I iNclude a credit card in which I''m an AuthoRize user on?

I'm not sure what you mean by "include".    You must list any and all debts you have in any bankruptcy case.  If under state law you have a legal obligation to pay on a credit card for which you are an authorized user, then you must list that debt.     In most such cases, if you are not a signatory to the cardholder agreement and are, in fact, just an authorized user, and you actually used the card to make charges, then you owe money to the main cardholder, not to the credit card company.   Either way, the debt must be listed. Mark J. Markus, Attorney at LawCertified Bankruptcy Law Specialist--State Bar of CaliforniaHandling exclusively bankruptcy law cases in California since 1991.http://www.bklaw.com/bankruptcy blog: http://www.bklaw.com/bankruptcy-blog/Follow Me on Twitter:  @bklawr