I want to just claim bankruptcy on my credit card s i do own a home and have a truck loan right now is that possible

I'm not sure what you mean by "just claim bankruptcy on" credit cards.  In any bankruptcy case you must list all your assets and all your debts.  An intentional failure to do so is grounds for denial of your discharge, as well as possible criminal sanctions. If you're asking whether you would lose any assets, such as your home and truck, that is an entirely separate issue and depends on their value/equity and what exemptions are available under applicable law to protect them. You need to consult with an experienced bankruptcy attorney in your are for more details. Mark Markus has been practicing exclusively bankruptcy law in California since 1991.  He is a Certified Specialist in Bankruptcy Law by the State Bar of California Board of Legal Specialization,  AV-Rated by martindale.com, and A+ rated by the Better Business Bureau.  CONTACT MARK for more information or to schedule an appointment.