I was owed money by an ind. who listed me as a creditor on her bankruptcy. Her case was discharged and i was not added until after the mtg of creditor

The only way that you could contest the claim is if you allege it was caused by fraud, theft, breach of fiduciary obligation, etc., or you suffered an intentional injury, in that case, you had 60 days from the meeting of creditors to bring an adversary proceeding.  (See Bky Code sections 523(a)(2),(4), and (6)).  The 60th day from that meeting, the debtor received a discharge from repaying all dischargeable debts.  If yours was just a simple debt, you were only required to receive the notice of the bankruptcy in time to file a proof of claim, if a deadline for filing claims was set.  Most cases involve no assets, and no deadline is set to file a claim, so your not having received timely notice does not affect the discharge.  If you think you have an objection based on the debt having been incurred through a wrongful act, go see an experienced bankruptcy lawyer to determine if you would have had a case under 523(a)(2),(4), and (6), but did not receive notice in time to bring it.  If that is the case, then the debt would not be discharged for failure to provide you timely notice.