i would like to know what do i have to do to file bankruptcy and what are the pro and con and how much dose it cost.

You need to have a consultation with a bankruptcy attorney in your area to find out the fees and what the costs and benefits are in your situation.  Most attorneys offer free initial consultations. Mark J. Markus, Attorney at Law Handling exclusively bankruptcy law cases in California since 1991. http://www.bklaw.com/ bankruptcy blog: http://www.bklaw.com/bankruptcy-blog/ Follow Me on Twitter:  @bklawr