It is sad that you do not trust your own attorney. Ask them to explain the process more.
As to your question - if an objection/answer/reply is filed in response to a motion for relief then there will be a hearing.
The judge will grant the motion unless you are paying the debt or you are in a reorganization (chapter 13 or 11) and the debt will be adjusted in the bankruptcy.
Answered on Aug 27th, 2012 at 3:09 PM