You filing bankruptcy will not, by itself, affect your new spouse's credit. However, I would suggest you consider whether it is a sensible idea to wait to file bankruptcy until after you get married. Once you are married, you will have to include your husband's income in your Means Test and in your budget, possibly making you ineligible for Chapter 7 relief. No matter how you decide to proceed, understand that your bad credit will make it difficult to apply for new credit you wish to obtain jointly with your new spouse.
Answered on Dec 18th, 2012 at 9:17 PM