QUESTION
If I filed bankruptcy and surrendered damaged car can, the lender come after me for the damages?
Asked on Jun 07th, 2017 on Bankruptcy - Nevada
More details to this question:
A car with a title loan on it is damaged in an accident and never fixed.
3 ANSWERS
Commercial & Bankruptcy Law Attorney serving Powell, OH
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Ronald K. Nims
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No, the debt for damaging the vehicle would be discharged in the bankruptcy.
Answered on Sep 03rd, 2017 at 8:24 PM
Bankruptcy Attorney serving Madison, WI
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Richard B. Jacobson & Associates, LLC
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If you incurred the loan more then 2 1/2 years before filing for bankruptcy, you are probably safe from Claims.
Answered on Sep 02nd, 2017 at 9:45 AM
The answer is going to lie in details you did not provide. For example if you received an insurance check made out to you and a mechanic, and the mechanic signed off on the check without doing the work, you may have a problem. If you received an insurance check made out to you and your lender, and you forged the lenders name and deposited the check, you may have a problem. I am not able tell your fortune without more facts, but you asking this question without details makes me suspect all is not well.
Answered on Sep 01st, 2017 at 8:20 PM