If I filed for divorce soon after my ex-husband filed for bankruptcy, am I protected from the creditors?

That would be a no.

No. The debts were incurred during the marriage and both of you are responsible for them.

Maybe yes, and maybe no. Pay an experienced BK attorney for an hour of their time to explain everything to you. They will review your husband's BK filing from the computer in their office.

If there are debts that were in joint name then the creditors will very likely come after you for payment. If the debts were in his name only then the creditors should leave you alone.

Not if you personally guaranteed, or incurred, any of the debt.. A divorce action does nothing to stop your creditors from pursuing their rights.

If your name is on the debt as a responsible party, then the answer is no. He can discharge the debt and not be held responsible. If you are not a responsible party/borrower, then you will not be held liable for his debt. Divorce has nothing to do with the legal obligation to pay money to creditors to whom you have applied for credit in your name or as a joint debtor.

NO, The divorce will not protect you from creditors. You need to consult with an attorney immediately; otherwise, you may end up solely responsible for much of the debt.

His bankruptcy whenever he filed it does not protect you from the same debts if you also signed them. His bankruptcy does not wipe out your responsibility for the same debt.

Not for your own debts.

It depends on the chapter under which he filed. In Chapter 13, there is a co-debtor stay, which remains in effect if the debtor submits and the court confirms a Plan which provides for 100% payment to the creditors who have a claim on the co-debtor. This is not often feasible. A debt which could be assigned to the bankruptcy debtor, or which is assigned to him by the divorce court, is generally not discharged in the bankruptcy under Chapter 7. Some lawyers think it is discharged in Ch. 13; others disagree. Good Luck.

The best person to answer your question would be an attorney who specializes in Bankruptcy matters. Good luck.

Divorce doesn't protect you from a spouse's creditors. If you were jointly liable on the debt before the divorce, you'll still be liable on the debt. If you weren't liable on the debt, divorce probably won't make you liable.

If for example you have joint credit cards, in other words you are each co-debtors on the particular account, then as far as the creditor is concerned each of you is 100% responsible. Except if he got a discharge, now it is all on you. You are not protected unless you get a discharge in BK as well as to those particular joint accounts. There may also be other types of joint debt: income taxes, medical bills for children (as both parents are responsible), etc. If you are talking about separate credit cards or credit cards where you were an "authorized user" only, then you're not responsible for paying those accounts as far as the creditor is concerned. Sometimes in a divorce proceeding, the divorce order will say that one spouse must pay certain debts. If ex-husband debts were discharged, then there is nothing to pay. If there are joint accounts, as listed in the first paragraph, then you may (this just depends on other facts) be able to get a divorce order stating that ex-spouse must pay that debt or some portion of that debt, even if it has been discharged in his BK. Divorce, usually means increased living expenses since you're splitting up households and doubling some expenses so it's not uncommon for individuals to file BK before or after a divorce. I've handled it both ways, with some couples deciding to file together (2 for 1) prior to obtaining a divorce just to wipe off the slate so that they can use their income resources on more important things, like taking care of each other and/or their kids, rather than old credit card bills.

You still owe all joint and individual creditors, his automatic stay does not apply to you. Engage an attorney.