QUESTION
If I just filed chapter 7 and I had an emergency come up and I was looking into a title loan, can I if it’s only been 3 days?
Asked on Apr 27th, 2017 on Bankruptcy - Ohio
5 ANSWERS
Bankruptcy Attorney serving Madison, WI
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Richard B. Jacobson & Associates, LLC
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I assume the words you left out of the question were 'dismiss my chapter 7' case. You might be able to do so, but you need to make the request as soon as possible Your lawyer can prepare a motion stating that you filed 'improvidently,' or some other explanation which truthful and also likely to be persuasive.
Answered on Jul 24th, 2017 at 8:15 PM
In Chapter 7, you do not own any of your property until 30 days after your 341 meeting takes place and the bankruptcy trustee does not object to the exemptions you claimed on Schedule C.
Answered on Jul 24th, 2017 at 8:15 PM
Bankruptcy Attorney serving Cleveland, OH
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Benson Law Firm
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You are not permitted to acquire additional debt while in bankruptcy without the court's permission. Talk to your lawyer.
Answered on Jul 24th, 2017 at 4:24 AM
Maybe. I don't know any of the facts in your case. Ask your lawyer to be doubly sure.
Answered on Jul 24th, 2017 at 4:24 AM
Commercial & Bankruptcy Law Attorney serving Powell, OH
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Ronald K. Nims
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No, since the vehicle is part of the property in the bankruptcy, you don't have the right to put a lien on the title. Now, title loan places are greedy little bastards so they might overlook that.
Answered on Jul 24th, 2017 at 4:20 AM