QUESTION
If I purchase a vehicle, can I add that to my bankruptcy chapter 13?
Asked on Jan 25th, 2013 on Bankruptcy - Michigan
8 ANSWERS
If you have already filed the bankruptcy and forgot to include the vehicle loan which was incurred before filing, you can amend your schedules (or even amend your plan) to add the vehicle loan. If you file a bankruptcy in the future, you cannot add a debt incurred after the bankruptcy filing. Plus, it would be very difficult to get a car loan after filing bankruptcy.
Answered on Jan 29th, 2013 at 8:03 PM
It would have been helpful if you had indicated whether you purchased the vehicle before or after you filed Chapter 13. You cannot lawfully finance the purchase of a vehicle while in Chapter 13 without court permission.
Answered on Jan 29th, 2013 at 7:39 PM
Chapter 13 Bankruptcy Attorney serving Winston-Salem, NC
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Love and Dillenbeck Law
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If you get the vehicle after you filed you first have to get permission from the Court and since it is a post petition debt, it will be piad separate from the plan payment.
Answered on Jan 28th, 2013 at 8:24 AM
Estate Planning Attorney serving Wilmington, DE
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Reger Rizzo & Darnall, LLP
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Not if after you filed.
Answered on Jan 26th, 2013 at 2:24 AM
Alternative Dispute Resolution Attorney serving Ventura, CA
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Zahn Law Office
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You cannot add debt incurred after you filed for bankruptcy.
Answered on Jan 26th, 2013 at 2:23 AM
Bankruptcy Attorney serving Phoenix, AZ
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Law Office of D. L. Drain, P.A.
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Ask your attorney. There is much more at play here than just adding a debt.
Answered on Jan 26th, 2013 at 2:21 AM
Bankruptcy Law Attorney serving Livingston, NJ
Partner at
Law Office of Stuart M. Nachbar, P.C.
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Not if you purchase after you file.
Answered on Jan 26th, 2013 at 2:19 AM
If you are already in a 13 you must check with the trustee before making a large purchase like a car. Contact your attorney before making the buy.
Answered on Jan 26th, 2013 at 2:15 AM